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 MONEY YOU DON'T HAVE TO PAY BACK One way to get money is to have a yard sale and sell items that you are getting ready to toss away because you don't want them any longer. You can always gather shells at the beach and polish and turn them into jewelry. Get cash surrender from life insurance policy. Paint faces on rocks and sell as paper weights. Go to a pawn shop and pawn some jewelry. Borrow from a relative. Go get welfare pay or food stamps. Dig small trees from woods and sell to home-owners. Learn names of wild plants and plant them in pots for sale. Roll newspapers up in logs, tie, dye, and let dry...then sell (fireplace). Cut up old shirts and dresses and make pot holders out of them and sell. Cut square towels out of old tossed out clothes and sell as wiping rags. Gather driftwood from the beach areas and sell to craft shops. Paint old used wine bottles and sell as hand-painted vases. Go house to house and paint house numbers on curbs for a fe...

Coding advertising is not the big secret or the involved process many would have you believe. A great many firms sell reports on how to code your advertising for $3 or more, when it's nothing you can't learn with a little study of a few mail-order publications. Coding advertisements is simply a means of determining where your orders come from, and in cases where you don't use coupons or separate order forms for several different products, a method of double-checking on what the customer actually requested. For the purpose of demonstration, let's assume you have a company called JONDO COMPANY, your name is JOHN DOE, and you market publications by PRINTCO and PUB-GUYS. You decide to run ads for different products in three publications and teaser ads for your catalogs in two others, one for each publisher's catalog. Coding the latter two is easy. For simplicity, where you put the name and address of the company when offering Printco's catalog, mark the name as ...

Millions of people all over the world collect stamps as a hobby, and the number is growing every day. It is indeed an exciting and rewarding hobby, and it can also be extremely profitable. The price of stamps varies with supply and demand due to the number of collectors increasing. The price of stamps is steadily rising, as the supply of stamps diminishes and more people want to acquire them. Most people start a collection for the pleasure and education just like any other hobby, but this hobby offers a financial reward as well, as collections experience a steady increase over the years. It is possible to start your own business if you are experienced and already have a good size collection. For information about becoming a dealer, write to the American Stamp Dealer's Association 147 W 42nd Street, New York, NY 10036. HOW TO START Some people very early in life collect stamps; it often begins as a gift of a small package of stamps given to a child, and the child becomes a c...

Hiding your life's treasures under your pillow or mattress won't safeguard them from a thief. However, this doesn't mean that a safety deposit box at your bank is the only place for them. In fact, the traditional approach of keeping one's valuables in the home is an excellent idea, provided they are hidden in really secret places. The ten following ideas of where to locate a secret compartment will offer maximum security. The first five, because they do require some construction to the house, are better for people who own their own homes. The second five ideas can be effectively used by apartment dwellers or renters. WALLS Because walls are hollow, there can be hidden space behind every wall in every room. The ideal spots are behind solid, fixed items, like coat racks, or boards along closet walls supporting the clothes hanging pole. Remove the attachment and hollow out a compartment. Make sure you camouflage your handiwork well. BEAMS Ceiling and wal...

No matter how big or small your company is, an employee handbook should exist. Without some guidelines and expectations in place, you may be leaving yourself quite vulnerable. Larger companies should always have a very detailed employee handbook that asks the employees to perform, act, and appear in such manners that are in the best interest of the company. Smaller businesses obviously want the same effects that a large company has, but they may want to have the flexibility to be changing and updating their handbooks as situations arise or as more employees become employed. There are some things that are of major importance to include in an employee handbook. You definitely want to address what kind of clothing attire is appropriate, and that will depend on what kind of company you have and the image that you hope to achieve. You will want to include benefits, vacation, holidays, and pay information as well. Addressing the issue of tardiness or absenteeism is also quite important. Emp...

If you have ever wanted to know how to create a website, you’ll be able to after you read this article. Develop your own little corner of internet real estate by learning how to get into the big world of internet information and products. Start out by thinking of ideas for your new website, make notes to yourself, identify your market, figure out your level of commitment, and how much time and money you are willing to put into your website. If you have the time, you can build your website on your own and run it for free; just remember that lots of information can be overwhelming at first, but just take it one step at a time. The more money you want to make from your website(s), the more time and money you'll have to invest. Register a domain name, build a website, learn some HTML, and insert keywords to target your audience, upload your website, advertise, and provide quality content and service that your visitors will remember. It sounds like a lot, but just give it a try. The be...